Fraud Governance Advisor Lead

Company: USAA
Location: Colorado Springs
Posted on: May 14, 2025

Job Description:

Why USAA?At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families.Embrace a fulfilling career at USAA, where our core values - honesty, integrity, loyalty and service - define how we treat each other and our members. Be part of what truly makes us special and impactful.The OpportunityAs a dedicated Fraud Governance Advisor Lead, you will establish, drive and govern fraud management activities to include risk assessments, policies, frameworks, standards, processes and tools as a first line of defense function. You will serve as a fraud risk management subject matter authority to ensure documents, projects, programs, processes, and product initiatives align with regulatory, legal requirements, and fraud policies and standards. Partner and collaborate with the lines of business, Compliance and Risk Management, Audit Services, Legal, and Regulators to support enterprise fraud management-based initiatives for the Staff Agency or Line of Business (LOB) supported.We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: San Antonio, TX, Plano, TX, Phoenix, AZ, Colorado Springs, CO, Charlotte, NC, or Tampa, FL.Relocation assistance is not available for this position.What you'll do:

• Lead cross-functional team members in strategic development, implementation and execution of highly complicated or unique workstreams, projects and solutions.
• Provide thought leadership and subject matter expertise to guide the strategic direction of fraud risk requirements on business action plans, projects or operational requests based on regulatory guidance.
• Apply a well-rounded understanding of requirements, policies, laws, and regulations to business strategies, programs and solutions. Anticipates how the organization must adapt to changes in the industry to sustain competitive advantage.
• Lead all aspects of the execution of risk assessments with business partners to include root cause analysis to resolve impact and solutions.
• Anticipate and identify operational inefficiencies and emerging fraud management risks, compliance, and control issues in the operating environment, concurrent with implementing action plans to mitigate business impact.
• Provide technical guidance to functional areas within enterprise fraud management on regulatory requirements and requests to ensure proper execution of conduct examinations. May coordinate regulatory requirements and requests and/or conduct examinations.
• Serve as a primary resource to team members and to cross-functional teams in support of fraud-based initiatives.
• Regularly brief executive management on enterprise projects and initiatives that may impact fraud risk.
• Anticipate future training needs tied to fraud risk management through understanding regulatory and industry trends.
• Ensure risks associated with business activities are identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures.What you have:
  • Bachelor's degree: OR 4 years of related fraud, compliance, risk, audit or regulatory experience (in addition to the minimum years of experience required) may be substituted in lieu of degree.
  • Minimum 8 years' operations experience in a relevant functional area to include financial services, Fraud, AML, compliance, risk, audit, third party risk management or other related operational areas that support fraud risk management initiatives within the business.
  • Minimum 6 years' fraud, compliance, risk, audit, or regulatory related experience with accountability for projects, programs, processes or policies.
  • Adept knowledge of relevant laws, regulatory, compliance, industry regulations and regulatory data sources.
  • Analytical, organizational and problem-solving abilities requiring a high attention to detail to identify fraud risks and trends.
  • Strong communication skills with the ability to collaborate and implement among cross-functional teams, including all levels of the organization and with external regulatory agencies.
  • Ability to lead and influence others in a cross-functional environment.
  • Knowledge of federal laws, rules, and regulations to include PCI, REG CC, REG E, UCC, FCRA, BSA/AML, Elder Financial Exploitation guidance, OCC Fraud Risk Management 2019-37.What sets you apart:
    • Experience in Business Controls or Issues Management through management/oversight of a business portfolio or testing/auditing.
    • 3+ years' experience with direct people leadership.
    • Demonstrated experience in process policy ownership, including development, implementation and continuous improvement of policies and procedures.
    • Ability to continuously learn, adapt, adjust, and evolve as internal and external factors influence how we operate our fraud risk management programs.
    • US military experience through military service or a military spouse/domestic partner.Compensation range: The salary range for this position is: $127,310.00 - $243,340.00.USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.). Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. -Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job. -Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals. -For more details on our outstanding benefits, visit our benefits page on USAAjobs.com.Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting. -USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Keywords: USAA, Lakewood , Fraud Governance Advisor Lead, Other , Colorado Springs, Colorado